>> Disclaimer

St. Paul's Equities Limited is authorised and regulated by the Financial Services Authority (FSA).

The information contained on St. Paul's Equities (SPE)'s website is provided for general information and is not comprehensive. Products and services described are not available or offered where (or under terms) prohibited by applicable law or regulatory requirements. Such availability or offering may not be available to all customers or in all cases; may be available only where specifically requested and agreed upon; may be associated with certain specific fees and conditions, and may be materially different than as described. Information on SPE's website may only be browsed by persons permitted by applicable law or regulatory requirements to receive such information.

The information contained on SPE's website is not intended to make any offer or commitment to purchase, subscribe to, provide or sell any service or product or to provide any recommendations on which browsers should rely for financial, securities, investment or other advice. Browsers are encouraged to seek individual advice from their personal financial, legal and other advisers before making any investment or financial decisions or purchasing any financial, securities, or investment related service or product.

SPE believes the information on SPE's website is of general interest and is accurate at the time it is posted. However, SPE makes no warranty regarding the information on SPE's website and undertakes no obligation to update the information or to correct any inaccuracy that may become apparent at a later time.

SPE's website may contain or be linked to advice or statements of third parties. SPE makes no representation as to the accuracy or timeliness of such information, has not and will not review or update such information, and cautions browsers that any use made of such information is at their own risk.

To the maximum extent permitted by applicable law or regulatory requirements, SPE specifically disclaims any liability for errors, inaccuracies or omissions on its website and for any loss or damage resulting from its use, whether caused by negligence or otherwise. Browsers agree to assume responsibility for determining whether any legal or regulatory considerations limit access to or use of information, services or products described on SPE's website and for the use of any information on such website. No information on SPE's website should be reproduced or distributed.

The value of investments may fluctuate. Please be advised that any return estimates or indications of past performance on this website are for information purposes and can in no way be construed as a guarantee of future performance. The investment return and principal value of an investment will fluctuate so that an investment may be worth more or less than its original cost. Investors may not get back the amount of money invested. The products and services on the SPE website may refer to unquoted securities, you should note unquoted securities or shares may have more risks than quoted shares or securities. The SPE website might possibly be regarded as a "Financial Promotion " under the Financial Services and Markets Act (2000). In such circumstances, their production and distribution is regulated under this Act. Furthermore, certain jurisdictions outside the UK prohibit the distribution of investment material under a wide range of circumstances.

The Computer Misuse Act 1990: Section 1 of the Act

A person is guilty of an offence if: 1. the causes a computer to perform any function with intent to secure access to any program or data held in any computer 2. the access he intends to secure is unauthorised; and 3. he knows at the time when he causes the computer to perform the function that this is the case 4.

The intent a person has to have to commit an offence under this section need not be directed at 5. any particular program or data 6. a program or data of any particular kind; or 7. a program or data in any particular computer.

The Act defines that a person found guilty of this offence shall be liable on conviction to a maximum prison sentence of six months or a maximum fine of £2000 or both.

This Section can be summarised by stating that it is an offence to gain unauthorised access to a computer system. This includes causing a computer to perform a function with intent to secure access to any program or data, knowing that the access is unauthorised. Note that this is an offence regardless of whether the motives for access were well-meaning or malicious. Access to any program or data held in a computer system is a wide definition and includes altering/erasing the program or data, copying it, moving it, using it and having it output from the computer in which it is held.

Examples of such offences could include unauthorised use of another persons username and password, persistently trying to guess a username and password, and laying a trap to obtain a password or password file. Section 3 of the Computer Misuse Act 1990 states that it is an offence to cause unauthorised modification of computer material.

The Act defines that a person found guilty of this offence shall be liable on conviction to a maximum prison sentence of five years or an unlimited fine or both.

Examples of offences under this section would be deleting another users files, modifying system files, introduction of viruses, or deliberately generating information to cause a complete system malfunction.

The Act also states that on a charge of attempting to commit an offence as outlined above, it is immaterial to the accused's guilt where the attempt to gain unauthorised access was made.

We hope that the sentences outlined above emphasise the gravity of unauthorised use of computer systems. We would also like to make the point that this sort of activity is a nuisance.

Issued by SPE who are authorised and regulated by the Financial Services Authority ("FSA").

Non-UK Resident Disclaimer

Information on this website is not intended to be published or made available to any person in any country or jurisdiction where to do so would result in contravention of any applicable laws or regulations, and in particular residents in the United States of America or Canada. Accordingly, if it is prohibited to make such information available in your jurisdiction or to you (by reason of your nationality, residence or otherwise) it is not directed at you. When applying to receive such information you must be satisfied that to do so will not result in any such contravention and that you are not so prohibited. Your application should confirm that you have read this warning and that by so applying you are confirming that you are not so prohibited.

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